Accepting payments on your mobile app shouldn't require expensive hardware or complex integrations. That's exactly what Tap to Pay in GoHighLevel solves—letting you accept contactless payments directly through iPhone or Android devices with zero additional equipment needed.
If you're running an agency or service business using GoHighLevel, enabling Tap to Pay transforms how your clients (or your clients' customers) pay for services. No card readers. No waiting for hardware shipments. Just a seamless, encrypted payment experience built into your white-labeled mobile app.
In this guide, I'll walk you through the complete setup process, show you exactly what you need to get started, and share best practices that keep payments secure and smooth. Whether you're processing payments for appointments, services, or products, this feature eliminates friction from your checkout experience.
Ready to streamline payments across your entire business? Get a free 30-day trial of GoHighLevel—double the standard trial—and see how Tap to Pay fits into your complete business platform.
What Is Tap to Pay on iPhone and Android?
Tap to Pay is a native mobile payment feature that lets merchants accept contactless debit cards, credit cards, Apple Pay, Google Pay, and other digital wallets directly on their phone or tablet. You don't need external payment hardware, a card reader, or additional equipment.
Within GoHighLevel's white-labeled mobile app, Tap to Pay transforms your Point of Sale (POS) into a complete payment terminal. Your clients—or your clients' customers—can simply tap their card or phone against your device, and the payment processes instantly through your connected payment processor.
This is especially powerful for agencies because:
- You can accept payments anywhere, anytime
- Sub-accounts linked to your GoHighLevel workspace can process their own payments
- Payments are encrypted end-to-end for security compliance
- There's zero hardware cost—your phone is the terminal
- Wide compatibility with all major card networks and digital wallets
Currently, Tap to Pay is available exclusively in the United States, though GoHighLevel has a beta program for international expansion. If you're outside the US, you can check the beta program to get early access.
System Requirements for Tap to Pay Setup
Before you enable Tap to Pay, make sure you have everything in place. Missing one requirement will block your setup, so check this list carefully.
For iPhone Tap to Pay:
- iPhone XS or later
- iOS 16.1 or newer
- An active Apple Developer account
- Your app must be registered in Apple App Store Connect
- You need to enable the "NFC" capability in your app's development settings
For Android Tap to Pay:
- Android 8.0 or later
- An NFC-enabled Android device
- Google Play Services installed and up to date
- Your Android app registered with Google Play Console
For Both Platforms:
- An active Stripe or Square account (your Payment Service Provider/PSP)
- Merchant account verified and approved for payment processing
- Valid business information linked to your payment processor account
- US location (currently required)
💡 Pro Tip
Start with your payment processor account first. If you don't have Stripe or Square set up, that's your first step. GoHighLevel doesn't process payments directly—it integrates with these PSPs, so your merchant account must be fully approved before enabling Tap to Pay.
Step-by-Step: Enable Tap to Pay on iPhone
Step 1: Verify Your Apple Developer Account
Log into Apple Developer and ensure your account is in good standing. If you don't have one, create it now—it's required for NFC capabilities.
Step 2: Access Your GoHighLevel Account
Go to your GoHighLevel dashboard and navigate to the mobile app section. Find the white-labeled app you want to enable Tap to Pay on.
Step 3: Enable Payment Processing
In your GoHighLevel settings, go to Settings → Integrations → Payment Processors and connect your Stripe or Square account. Ensure merchant verification is complete.
Step 4: Configure NFC Capability
If you're the developer managing the app, you'll need to enable NFC in Xcode. In your app's capabilities, turn on "NFC Tag Reading." This allows your iPhone to read contactless payment cards.
Step 5: Enable Tap to Pay in the App
Return to your GoHighLevel workspace and navigate to Point of Sale → Settings. Look for the "Enable Tap to Pay" toggle and switch it on.
Step 6: Test with a Real Transaction
Process a small test payment using a real contactless card or Apple Pay. This confirms your payment processor connection and NFC reader are working correctly.
Step-by-Step: Enable Tap to Pay on Android
Step 1: Verify Your Google Play Developer Account
Ensure your Google Play Developer account is active and your Android app is registered in Google Play Console.
Step 2: Connect Your Payment Processor
In GoHighLevel, navigate to Settings → Integrations → Payment Processors and verify that your Stripe or Square account is properly connected.
Step 3: Enable NFC on Your Android Device
On your Android phone, go to Settings → Connectivity and turn on NFC. This is essential—without it, you won't be able to read contactless cards.
Step 4: Activate Tap to Pay in Your App
In your GoHighLevel Point of Sale, navigate to Settings → Payment Methods and enable Tap to Pay for your Android app. The feature becomes active immediately.
Step 5: Verify Device Compatibility
Not all Android devices support Tap to Pay equally. Test with the specific devices your team will use to ensure NFC reading is reliable.
Step 6: Run a Test Transaction
Process a test payment through Tap to Pay to ensure your Android device reads cards correctly and your payment processor processes the transaction.
This is built into GoHighLevel. Try it free for 30 days →
Integrating Stripe or Square for Payment Processing
Tap to Pay only works when connected to a payment service provider. GoHighLevel supports both Stripe and Square—choose whichever you prefer.
If You're Using Stripe:
- Log into your Stripe account and verify merchant verification is complete
- In GoHighLevel, go to Settings → Integrations and select Stripe
- Authorize GoHighLevel to access your Stripe account (standard OAuth flow)
- Enable "Tap to Pay" under your Stripe integration settings
- Set your transaction fee structure and settlement preferences
If You're Using Square:
- Ensure your Square account has a valid merchant account with approved status
- In GoHighLevel, navigate to Settings → Integrations and select Square
- Authorize GoHighLevel to access your Square account
- Confirm that Tap to Pay is enabled in your Square integration
- Review your fee schedule and settlement details
Both processors encrypt transactions end-to-end and comply with PCI DSS standards. Choose based on which processor you already use for your other business needs—integration is seamless with GoHighLevel either way.
Best Practices for Mobile Payment Security
Tap to Pay uses cutting-edge encryption, but you still need to follow best practices to keep transactions secure.
1. Keep Your Device Secure
Your phone is now a payment terminal. Use a strong passcode, enable biometric authentication (Face ID or fingerprint), and never leave it unattended.
2. Use Updated Software
Keep your iPhone or Android device updated with the latest security patches. Outdated devices are vulnerable to payment fraud.
3. Verify Connection Before Transactions
Always confirm your phone is connected to internet before processing payments. Tap to Pay requires a live connection to your payment processor.
4. Monitor Transaction Logs
Regularly review your GoHighLevel transaction history and your Stripe/Square dashboard for any suspicious activity.
5. Train Your Team
If multiple people use Tap to Pay in your agency, train them on secure handling practices. Never share your device credentials.
💡 Pro Tip
Enable transaction notifications in GoHighLevel so you get an instant alert every time a Tap to Pay transaction completes. This helps you catch fraud immediately if an unauthorized payment occurs.
Using Tap to Pay in Your Point of Sale
Once Tap to Pay is enabled, using it is straightforward:
- Open your GoHighLevel mobile app and navigate to Point of Sale
- Create or select the invoice/order you want to collect payment for
- Select the customer and the amount due
- Tap the "Tap to Pay" payment option
- Instruct the customer to tap their contactless card, Apple Pay, or Google Pay against your phone
- The payment processes instantly, and you receive confirmation on your screen
- A receipt is automatically sent to the customer (if email is on file)
- The transaction appears in your GoHighLevel reporting and your processor's dashboard
That's it. No hardware setup, no waiting for card readers to arrive, no manual entry errors. Tap to Pay is built directly into the workflow your team already uses.
For sub-accounts in your GoHighLevel workspace, each person can accept payments directly to their own connected Stripe or Square account, which means you get the reporting benefits without managing everyone's payment processing.
Frequently Asked Questions
Does Tap to Pay work internationally?
Currently, Tap to Pay is only available in the United States. GoHighLevel is rolling out beta support for other countries—check your account settings or contact support to join the international beta program if you're outside the US.
What devices support Tap to Pay?
For iPhone: XS, XS Max, XR, and all newer models with iOS 16.1+. For Android: Any NFC-enabled device running Android 8.0 or later. Older devices won't support the feature.
Can multiple team members use Tap to Pay on different phones?
Yes. Each team member can install the GoHighLevel mobile app on their phone and enable Tap to Pay. Payments are tracked individually or collectively depending on your GoHighLevel permission settings.
What payment methods does Tap to Pay accept?
Tap to Pay accepts contactless debit cards, contactless credit cards, Apple Pay, Google Pay, and any other digital wallet that uses NFC technology. It works with all major card networks (Visa, Mastercard, American Express, Discover).
Does Tap to Pay work offline?
No. Tap to Pay requires an active internet connection to process payments. Your phone must be connected to WiFi or mobile data for transactions to complete.